:root{--ds-azul:#1e4d8c;--ds-azul-dark:#163a6b;--ds-azul-soft:#e8f0fa;--ds-verde:#27ae60;--ds-verde-dark:#1f8b4d;--ds-naranja:#f39c12;--ds-rojo:#e74c3c;--ds-text:#2c3e50;--ds-text-soft:#5a6c7d;--ds-muted:#95a5a6;--ds-border:#e1e8ed;--ds-bg-soft:#f7faff;--ds-shadow:0 2px 12px rgba(30,77,140,0.08);--ds-font-serif:'Merriweather','Georgia',serif;--ds-font-sans:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}body{font-family:var(--ds-font-sans);color:var(--ds-text);line-height:1.6;background:#fff;font-size:16px}.ds-container{max-width:1200px;margin:0 auto;padding:0 24px}@media (max-width:560px){.ds-container{padding:0 14px}}a{color:var(--ds-azul);text-decoration:none;transition:color .12s}a:hover{color:var(--ds-azul-dark);text-decoration:underline}img{max-width:100%;height:auto;display:block}.ds-header{background:#fff;border-bottom:1px solid var(--ds-border);position:sticky;top:0;z-index:100;box-shadow:0 1px 8px rgb(0 0 0 / .04)}.ds-header-band{background:var(--ds-azul);color:#fff;font-size:.78rem;padding:5px 0;text-align:center}.ds-header-band a{color:#fff;text-decoration:underline;text-underline-offset:2px}.ds-header-main{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0;position:relative}.ds-logo{display:flex;align-items:center;gap:10px;text-decoration:none}.ds-logo:hover{text-decoration:none}.ds-logo-img{width:48px;height:48px;display:block;flex-shrink:0;object-fit:contain}.ds-logo-icon{font-size:2rem;line-height:1;color:var(--ds-azul)}.ds-logo-name{font-family:var(--ds-font-serif);font-size:1.2rem;color:var(--ds-azul);font-weight:700;line-height:1.1}.ds-logo-tag{display:block;font-size:.65rem;letter-spacing:2px;color:var(--ds-muted);text-transform:uppercase;font-family:var(--ds-font-sans);font-weight:600;margin-top:2px}.ds-menu-toggle{display:none;background:#fff0;border:1px solid var(--ds-border);width:42px;height:42px;border-radius:6px;cursor:pointer;font-size:1.2rem;color:var(--ds-text)}.ds-nav{display:flex;align-items:center;gap:4px}.ds-nav a{padding:8px 12px;color:var(--ds-text);font-size:.92rem;font-weight:500;border-radius:6px}.ds-nav a:hover{background:var(--ds-azul-soft);color:var(--ds-azul);text-decoration:none}.ds-nav a.cta{background:var(--ds-verde);color:#fff;font-weight:600;margin-left:8px}.ds-nav a.cta:hover{background:var(--ds-verde-dark);color:#fff}.ds-search-toggle{background:#fff0;border:1px solid var(--ds-border);width:38px;height:38px;border-radius:50%;cursor:pointer;font-size:1rem;display:inline-flex;align-items:center;justify-content:center;margin:0 4px;color:var(--ds-text)}.ds-search-toggle:hover{background:var(--ds-azul-soft);border-color:var(--ds-azul);color:var(--ds-azul)}.ds-header-search{display:none;padding:14px 0 18px;border-top:1px solid var(--ds-border);gap:8px;width:100%}.ds-header-search.is-open{display:flex}.ds-header-search input{flex:1;padding:10px 14px;border:1px solid var(--ds-border);border-radius:6px;font-size:.95rem;background:var(--ds-bg-soft)}.ds-header-search input:focus{outline:none;border-color:var(--ds-azul);background:#fff;box-shadow:0 0 0 3px rgb(30 77 140 / .12)}.ds-header-search button{padding:10px 22px;background:var(--ds-azul);color:#fff;border:0;border-radius:6px;font-weight:600;cursor:pointer}.ds-header-search button:hover{background:var(--ds-azul-dark)}@media (max-width:860px){.ds-menu-toggle{display:inline-block}.ds-nav{position:absolute;top:100%;right:0;left:0;background:#fff;flex-direction:column;padding:8px 16px 16px;border-bottom:1px solid var(--ds-border);box-shadow:var(--ds-shadow);display:none;align-items:stretch;z-index:200}.ds-nav.is-open{display:flex}.ds-nav a{padding:12px 14px}.ds-nav a.cta{margin-left:0;text-align:center}.ds-header-band{display:none}.ds-logo-name{font-size:1.05rem}.ds-logo-tag{font-size:.6rem;letter-spacing:1.5px}.ds-logo-icon{font-size:1.6rem}.ds-logo-img{width:38px;height:38px}.ds-header-main{padding:10px 0;gap:12px}}@media (max-width:480px){.ds-logo-tag{display:none}}.ds-breadcrumbs{background:var(--ds-bg-soft);border-bottom:1px solid var(--ds-border);font-size:.85rem;padding:8px 0;color:var(--ds-text-soft)}.ds-breadcrumbs a{color:var(--ds-text-soft);text-decoration:none}.ds-breadcrumbs a:hover{color:var(--ds-azul);text-decoration:underline}.ds-breadcrumbs .sep{margin:0 8px;color:var(--ds-muted)}.ds-hero{color:#fff;padding:48px 24px;background:linear-gradient(135deg,var(--ds-azul),var(--ds-azul-dark));margin-bottom:24px}.ds-hero.center{text-align:center;padding:56px 24px 48px}.ds-hero h1{color:#fff;margin:0 0 10px;font-size:2rem;line-height:1.2;font-family:var(--ds-font-serif)}.ds-hero p{margin:0;opacity:.95;font-size:1rem;line-height:1.5}.ds-hero-tipo{display:inline-block;background:rgb(255 255 255 / .2);padding:4px 14px;border-radius:20px;font-size:.7rem;font-weight:700;letter-spacing:2.5px;margin-bottom:12px}.ds-hero-stats{display:flex;justify-content:center;gap:36px;flex-wrap:wrap;margin-top:24px}.ds-hero-stat strong{display:block;font-family:var(--ds-font-serif);font-size:1.8rem;color:var(--ds-naranja);line-height:1}.ds-hero-stat span{font-size:.74rem;letter-spacing:2px;text-transform:uppercase;opacity:.9;margin-top:4px;display:inline-block}@media (max-width:700px){.ds-hero{padding:32px 18px;margin-bottom:18px}.ds-hero h1{font-size:1.4rem}.ds-hero.center{padding:32px 18px}.ds-hero-tipo{font-size:.62rem;letter-spacing:1.5px}.ds-hero-stats{gap:18px;margin-top:14px}.ds-hero-stat strong{font-size:1.4rem}.ds-hero-stat span{font-size:.66rem;letter-spacing:1.2px}}.ds-home-hero{background:linear-gradient(135deg,var(--ds-azul),var(--ds-azul-dark));color:#fff;padding:60px 24px 50px;text-align:center;position:relative;overflow:hidden;margin-bottom:32px}.ds-home-hero::before{content:"";position:absolute;top:-50px;right:-50px;width:280px;height:280px;background:radial-gradient(circle,rgb(243 156 18 / .14) 0%,transparent 70%);pointer-events:none}.ds-home-hero::after{content:"";position:absolute;bottom:-80px;left:-80px;width:320px;height:320px;background:radial-gradient(circle,rgb(255 255 255 / .06) 0%,transparent 70%);pointer-events:none}.ds-home-hero .ds-container{position:relative;z-index:1}.ds-home-hero .ds-hero-tipo{background:rgb(255 255 255 / .18);padding:5px 16px;border-radius:20px;font-size:.72rem;letter-spacing:2.5px}.ds-home-hero h1{font-family:var(--ds-font-serif);font-size:2.4rem;margin:14px 0 14px;line-height:1.18;color:#fff;letter-spacing:-.3px}.ds-home-hero-lead{max-width:720px;margin:0 auto 28px;font-size:1.05rem;line-height:1.55;opacity:.95}.ds-home-hero-lead strong{color:var(--ds-naranja);font-weight:700}.ds-home-search{max-width:620px;margin:0 auto 12px;display:flex;gap:8px;background:#fff;padding:6px;border-radius:14px;box-shadow:0 12px 36px rgb(0 0 0 / .25)}.ds-home-search input{flex:1;padding:14px 20px;border:0;font-size:1.02rem;background:#fff0;color:var(--ds-text);outline:none}.ds-home-search button{padding:14px 26px;background:var(--ds-azul);color:#fff;border:0;border-radius:10px;font-weight:700;cursor:pointer;font-size:.98rem}.ds-home-search button:hover{background:var(--ds-azul-dark)}.ds-home-search-hints{margin:14px auto 24px;font-size:.84rem;opacity:.85}.ds-home-search-hints a{color:#fff;text-decoration:underline;text-decoration-color:rgb(255 255 255 / .4);text-underline-offset:3px;margin:0 2px}.ds-home-search-hints a:hover{color:var(--ds-naranja)}.ds-home-search-hints span{opacity:.5}@media (max-width:700px){.ds-home-hero{padding:36px 18px 32px}.ds-home-hero h1{font-size:1.6rem;letter-spacing:0}.ds-home-hero-lead{font-size:.96rem;margin-bottom:20px}.ds-home-search{flex-direction:column;padding:8px}.ds-home-search input{padding:12px 16px;text-align:center}.ds-home-search button{padding:12px;width:100%}.ds-home-search-hints{font-size:.76rem}}.ds-section{max-width:1100px;margin:36px auto;padding:0 24px}.ds-section.narrow{max-width:880px}.ds-section h2{font-size:1.6rem;margin:0 0 16px;padding-bottom:10px;border-bottom:2px solid var(--ds-azul);display:inline-block;color:var(--ds-azul);font-family:var(--ds-font-serif)}.ds-section h2.center{display:block;text-align:center;border:0;padding-bottom:0}.ds-section p.lead{color:var(--ds-text-soft);text-align:center;max-width:720px;margin:0 auto 26px}@media (max-width:560px){.ds-section{margin:20px auto;padding:0 14px}.ds-section h2{font-size:1.25rem}.ds-section p.lead{font-size:.9rem;margin:0 auto 18px}}.ds-quick-access{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:8px}.ds-qa-card{display:flex;flex-direction:column;align-items:flex-start;background:#fff;border:1px solid var(--ds-border);border-radius:14px;padding:22px 20px;text-decoration:none;color:var(--ds-text);transition:all .2s;border-top:5px solid var(--qa-color,var(--ds-azul));position:relative}.ds-qa-card:hover{transform:translateY(-4px);box-shadow:0 14px 28px rgb(0 0 0 / .1);text-decoration:none}.ds-qa-icon{font-size:2.4rem;line-height:1;margin-bottom:10px}.ds-qa-card h3{margin:0 0 8px;font-size:1.08rem;color:var(--ds-text);font-family:var(--ds-font-serif)}.ds-qa-card p{margin:0 0 14px;font-size:.86rem;color:var(--ds-text-soft);line-height:1.5;flex:1}.ds-qa-arrow{font-size:.82rem;color:var(--qa-color,var(--ds-azul));font-weight:700;letter-spacing:.5px}.ds-companias-top{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:12px;margin-top:8px}.ds-compania-top-card{display:flex;flex-direction:column;align-items:center;justify-content:center;background:#fff;border:1px solid var(--ds-border);border-radius:12px;padding:20px 14px;text-align:center;text-decoration:none;color:var(--ds-text);transition:all .15s;gap:6px;min-height:140px;border-top:4px solid var(--cia-color,var(--ds-azul));position:relative}.ds-compania-top-card:hover{transform:translateY(-3px);box-shadow:0 8px 20px rgb(30 77 140 / .12);text-decoration:none}.ds-compania-top-icon{width:60px;height:60px;border-radius:50%;background:var(--cia-color,var(--ds-azul));color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1.4rem;font-family:var(--ds-font-serif)}.ds-compania-top-card strong{font-size:.98rem;color:var(--ds-text);font-weight:700;line-height:1.2}.ds-compania-top-card .sub{font-size:.74rem;color:var(--ds-text-soft);font-weight:500}.ds-compania-top-card .badge{position:absolute;top:8px;right:8px;background:var(--ds-naranja);color:#fff;font-size:.6rem;padding:2px 6px;border-radius:8px;font-weight:700;letter-spacing:.5px}@media (max-width:560px){.ds-companias-top{grid-template-columns:1fr 1fr;gap:8px}.ds-compania-top-card{padding:14px 8px;min-height:110px}.ds-compania-top-card strong{font-size:.85rem}.ds-compania-top-icon{width:46px;height:46px;font-size:1.1rem}}.ds-primas-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:14px;margin-top:8px}.ds-prima-card{background:#fff;border:1px solid var(--ds-border);border-radius:12px;padding:22px 18px;text-decoration:none;color:var(--ds-text);transition:all .15s;border-top:5px solid var(--prima-color,var(--ds-azul));text-align:center;display:flex;flex-direction:column;gap:8px}.ds-prima-card:hover{transform:translateY(-3px);box-shadow:0 10px 22px rgb(0 0 0 / .08);text-decoration:none}.ds-prima-icon{font-size:2.2rem;line-height:1}.ds-prima-card h3{margin:0;font-size:1.05rem;color:var(--prima-color,var(--ds-azul));font-family:var(--ds-font-serif)}.ds-prima-card p{margin:0;font-size:.84rem;color:var(--ds-text-soft);line-height:1.5}.ds-edades-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:10px;margin-top:8px}.ds-edad-card{display:flex;flex-direction:column;align-items:center;justify-content:center;background:#fff;border:1px solid var(--ds-border);border-radius:10px;padding:18px 10px;text-decoration:none;color:var(--ds-text);transition:all .15s;border-left:4px solid var(--ds-azul);text-align:center;gap:4px;min-height:90px}.ds-edad-card:hover{transform:translateX(3px);background:var(--ds-azul-soft);text-decoration:none}.ds-edad-card strong{font-size:1.4rem;color:var(--ds-azul);font-family:var(--ds-font-serif);line-height:1}.ds-edad-card span{font-size:.78rem;color:var(--ds-text-soft)}.ds-perfiles-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px;margin-top:8px}.ds-perfil-card{display:flex;flex-direction:column;align-items:center;background:#fff;border:1px solid var(--ds-border);border-radius:12px;padding:22px 14px;text-decoration:none;color:var(--ds-text);transition:all .15s;text-align:center;gap:8px;border-top:4px solid var(--perfil-color,var(--ds-verde))}.ds-perfil-card:hover{transform:translateY(-3px);box-shadow:0 10px 20px rgb(0 0 0 / .08);text-decoration:none}.ds-perfil-icon{font-size:2rem;line-height:1}.ds-perfil-card strong{color:var(--perfil-color,var(--ds-verde));font-family:var(--ds-font-serif);font-size:1rem}.ds-perfil-card span{font-size:.78rem;color:var(--ds-text-soft)}.ds-tabla-precios{width:100%;border-collapse:collapse;margin:18px 0;background:#fff;box-shadow:var(--ds-shadow);border-radius:10px;overflow:hidden}.ds-tabla-precios thead{background:var(--ds-azul);color:#fff}.ds-tabla-precios th,.ds-tabla-precios td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--ds-border);font-size:.92rem}.ds-tabla-precios th{font-weight:700;font-size:.85rem;letter-spacing:.5px;text-transform:uppercase}.ds-tabla-precios tr:hover td{background:var(--ds-bg-soft)}.ds-tabla-precios tr:last-child td{border-bottom:0}.ds-precio-destacado{color:var(--ds-verde);font-weight:700;font-family:var(--ds-font-serif);font-size:1.05rem}.ds-rank{background:var(--ds-naranja);color:#fff;width:28px;height:28px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-weight:700;font-size:.85rem}.ds-rank-1{background:#f1c40f}.ds-rank-2{background:#95a5a6}.ds-rank-3{background:#cd7f32}@media (max-width:640px){.ds-tabla-precios{font-size:.85rem}.ds-tabla-precios th,.ds-tabla-precios td{padding:8px 6px}}.ds-cia-hero{background:linear-gradient(135deg,var(--cia-color,var(--ds-azul)),var(--ds-azul-dark));color:#fff;padding:40px 24px;text-align:left;margin-bottom:24px}.ds-cia-hero .ds-container{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.ds-cia-hero-logo{width:100px;height:100px;background:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:2rem;color:var(--cia-color,var(--ds-azul));font-family:var(--ds-font-serif);box-shadow:0 8px 20px rgb(0 0 0 / .2);flex-shrink:0}.ds-cia-hero-meta{flex:1;min-width:240px}.ds-cia-hero h1{color:#fff;margin:6px 0 8px;font-size:2rem;line-height:1.15;font-family:var(--ds-font-serif)}.ds-cia-hero p{margin:0;opacity:.95;line-height:1.5}.ds-cia-grid{display:grid;grid-template-columns:2fr 1fr;gap:28px;max-width:1100px;margin:0 auto;padding:0 24px}.ds-cia-content>section{margin-bottom:32px}.ds-cia-sidebar{position:sticky;top:80px;align-self:start}.ds-cia-precio-box{background:#fff;border:1px solid var(--ds-border);border-radius:12px;padding:22px;box-shadow:var(--ds-shadow);margin-bottom:18px}.ds-cia-precio-box h3{margin:0 0 12px;font-size:.92rem;color:var(--ds-muted);letter-spacing:1px;text-transform:uppercase;font-weight:700}.ds-cia-precio-num{font-family:var(--ds-font-serif);font-size:2.4rem;color:var(--ds-verde);font-weight:700;line-height:1;display:flex;align-items:baseline;gap:6px;margin-bottom:6px}.ds-cia-precio-num small{font-size:.85rem;color:var(--ds-text-soft);font-weight:400}.ds-cia-precio-sub{font-size:.82rem;color:var(--ds-text-soft);margin:0 0 14px}.ds-cia-rating{display:flex;align-items:center;gap:8px;font-size:.88rem;padding:10px 0;border-top:1px solid var(--ds-border)}.ds-cia-rating-stars{color:var(--ds-naranja);font-weight:700;letter-spacing:1px}.ds-cia-cta{background:var(--ds-verde);color:#fff;padding:14px 18px;border-radius:10px;text-align:center;font-weight:700;font-size:.96rem;display:block;margin-top:14px;text-decoration:none}.ds-cia-cta:hover{background:var(--ds-verde-dark);color:#fff;text-decoration:none}.ds-coberturas-list{list-style:none;padding:0;margin:0}.ds-coberturas-list li{padding:10px 0;border-bottom:1px solid var(--ds-border);display:flex;gap:10px;align-items:start}.ds-coberturas-list li:last-child{border-bottom:0}.ds-coberturas-list .check{color:var(--ds-verde);font-weight:700;flex-shrink:0}.ds-coberturas-list .cross{color:var(--ds-rojo);font-weight:700;flex-shrink:0}.ds-pros-contras{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:18px 0}.ds-pros,.ds-contras{padding:18px;border-radius:10px;border:1px solid var(--ds-border)}.ds-pros{background:#e8f8ef;border-color:#a3d9b9}.ds-contras{background:#fdebe9;border-color:#f3a8a0}.ds-pros h4,.ds-contras h4{margin:0 0 10px;font-size:1rem;font-family:var(--ds-font-serif)}.ds-pros h4{color:var(--ds-verde-dark)}.ds-contras h4{color:#c0392b}.ds-pros ul,.ds-contras ul{margin:0;padding-left:18px}.ds-pros li,.ds-contras li{margin:4px 0;font-size:.9rem}@media (max-width:880px){.ds-cia-grid{grid-template-columns:1fr;padding:0 14px}.ds-cia-sidebar{position:static}.ds-cia-hero{padding:30px 16px}.ds-cia-hero h1{font-size:1.4rem}.ds-pros-contras{grid-template-columns:1fr;gap:12px}}.ds-alert{background:#fff8e1;border-left:4px solid var(--ds-naranja);padding:14px 18px;margin:18px auto;border-radius:6px;font-size:.92rem;color:var(--ds-text);max-width:1100px}.ds-alert.info{background:var(--ds-azul-soft);border-color:var(--ds-azul)}.ds-alert.success{background:#e8f8ef;border-color:var(--ds-verde)}.ds-btn-primary{display:inline-block;background:var(--ds-azul);color:#fff;padding:10px 22px;border-radius:8px;font-weight:600;text-decoration:none;border:0;cursor:pointer;font-size:.95rem;transition:background .15s}.ds-btn-primary:hover{background:var(--ds-azul-dark);color:#fff;text-decoration:none}.ds-btn-cta{display:inline-block;background:var(--ds-verde);color:#fff;padding:12px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:1rem;transition:background .15s}.ds-btn-cta:hover{background:var(--ds-verde-dark);color:#fff;text-decoration:none}.ds-btn-outline{display:inline-block;background:#fff0;color:var(--ds-azul);padding:10px 22px;border:2px solid var(--ds-azul);border-radius:8px;font-weight:600;text-decoration:none;font-size:.95rem;transition:all .15s}.ds-btn-outline:hover{background:var(--ds-azul);color:#fff;text-decoration:none}.ds-editorial{font-size:1rem;line-height:1.7;color:var(--ds-text)}.ds-editorial h2{font-size:1.45rem;color:var(--ds-azul);margin:30px 0 14px;padding-bottom:8px;border-bottom:2px solid var(--ds-azul);display:inline-block;font-family:var(--ds-font-serif)}.ds-editorial h2:first-child{margin-top:6px}.ds-editorial h3{font-size:1.1rem;color:var(--ds-text);margin:22px 0 8px;font-family:var(--ds-font-serif)}.ds-editorial p{margin:0 0 14px}.ds-editorial ul,.ds-editorial ol{margin:0 0 18px;padding-left:22px}.ds-editorial li{margin:6px 0}.ds-editorial strong{color:var(--ds-text);font-weight:600}.ds-editorial 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